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Spectrum diagram showing where a project shifts from a fix-and-flip loan to a ground-up construction loan — cosmetic rehab and gut renovation underwrite as fix-and-flip, while additions, structural work, and teardowns underwrite as construction — with four warning signals listed below. Slingshot Investments.

Construction Loan vs. Fix-and-Flip Loan: Which Does Your Project Need?

September 11, 2026
By Andrew J. Liersch III — Founder & CIO, Slingshot Investments. 10+ years in private...
Fix & Flip Financing / Ground-Up Construction
Diagram showing how land value counts toward a ground-up construction loan in three scenarios — buying the lot, owning it free and clear, and owning it with a land loan — plus a worked example where $350,000 of owned land equity covers the entire down payment. Slingshot Investments.

How Much Land Value Counts Toward a Construction Loan?

September 2, 2026
By Andrew J. Liersch III — Founder & CIO, Slingshot Investments. 10+ years in private...
Ground-Up Construction
Diagram of the five pillars private money lenders underwrite on a ground-up construction loan: land and entitlements, the construction budget, completed value, the builder file, and the exit plan — with common deal killers listed below. Slingshot Investments.

How Do Private Money Lenders Underwrite a Ground-Up Construction Loan?

August 26, 2026
By Andrew J. Liersch III — Founder & CIO, Slingshot Investments. 10+ years in private...
Ground-Up Construction
Private lending market update graphic showing the national median bridge loan rate at 9.75% in June 2026, with a declining rate trend. Slingshot Investments, San Diego.

Private Lending Market Update: What Mid-2026 Data Tells Real Estate Investors

August 14, 2026
By Andrew J. Liersch III — Founder & CIO, Slingshot Investments. 10+ years in private...
Fix & Flip Financing / Ground-Up Construction / Market Commentary / Rental & DSCR Loans
Chart showing a construction loan balance stepping up from $210,000 at closing to $850,000 at completion, compared to paying interest on the full loan amount from day one — as-drawn interest costs about $54,000 versus $89,000, saving roughly $35,000 over a 12-month build. Slingshot Investments.

What Does a Ground-Up Construction Loan Cost?

August 10, 2026
By Andrew J. Liersch III — Founder & CIO, Slingshot Investments. 10+ years in private...
Ground-Up Construction
Diagram showing how a ground-up construction loan is structured — land advance funded at closing, construction holdback released in draws as work completes, and an interest reserve carrying payments during the build. Slingshot Investments.

How Do Ground-Up Construction Loans Work?

August 3, 2026
By Andrew J. Liersch III — Founder & CIO, Slingshot Investments. 10+ years in private...
Ground-Up Construction
Fix-and-flip loan cost diagram showing 9–12% interest, 1.5–3 points, and other fees are small and predictable, while time on the loan is the real margin killer

What Does a Fix-and-Flip Loan Cost?

July 29, 2026
By Andrew J. Liersch III — Founder & CIO, Slingshot Investments. 10+ years in private...
Fix & Flip Financing
Private money loan closes in 8–10 days vs. 30–45 days for a conventional loan — Slingshot Investments

How Fast Can You Close a Private Money Loan?

July 20, 2026
Short answer: A private money loan on a fix-and-flip can close in roughly 8–10 days...
Fix & Flip Financing
Line chart showing national average bridge loan rates declining from 10.59% in June 2025 to a 12-month low of 10.07% in June 2026, with San Diego averaging 9.67%. Slingshot Investments; data from Lightning Docs.

Bridge Loan Rates Just Hit a 12-Month Low: What Hard Money Costs in Mid-2026 (and Why San Diego Borrowers Are Paying Less)

July 16, 2026
By Andrew J. Liersch III — Founder & CIO, Slingshot Investments. 10+ years in private...
Fix & Flip Financing / Ground-Up Construction / Market Commentary / Rental & DSCR Loans
diagram-draw-schedule

What Is a Draw Schedule on a Rehab Loan?

July 13, 2026
Short answer: A draw schedule is the agreed plan for how a lender releases the...
Fix & Flip Financing

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