Skip to content
Slingshot Investments
  • Home
  • Loan Products
  • Brokers
  • Resources
  • Contact
×
  • Home
  • Loan Products
  • Brokers
  • Resources
  • Contact

+1 (619) 446-6930

  • Home
  • Loan Products
  • Brokers
  • Resources
  • Contact
×
  • Home
  • Loan Products
  • Brokers
  • Resources
  • Contact
Get Funded
Get Funded

Secure • Fast • No commitment required

2 min
Quick setup
24/7
Available
Free
No fees

Archive for June 2026

How Do Private Money Lenders Underwrite a Fix-and-Flip Loan?

By Andrew J. Liersch III | June 21, 2026
Diagram showing how a private money fix-and-flip loan is sized by the lesser of the ARV-LTV cap and the Loan-to-Cost cap, using a $600,000 San Diego deal example

Short answer: A private money lender underwrites a fix-and-flip loan around two things — the property and the exit plan — not your credit score or W-2 income. The lender estimates the home’s After-Repair Value (ARV), caps the loan at roughly 65–75% of that ARV (or a percentage of total project cost, whichever is lower),…

Read More

Recent Posts

  • Private Lending Market Update: What Mid-2026 Data Tells Real Estate Investors
  • What Does a Ground-Up Construction Loan Cost?
  • How Do Ground-Up Construction Loans Work?
  • What Does a Fix-and-Flip Loan Cost?
  • How Fast Can You Close a Private Money Loan?

Recent Comments

No comments to show.

Slingshot Investments originates and/or arranges short-term fix & flip financing, long-term rental, and short-term rental financing, as well as office and commercial financing. Slingshot Investments may make, arrange, or acquire business purpose loans on non-owner occupied residential & commercial real estate. Slingshot Investments does not originate, arrange, or acquire owner-occupied residential mortgage loans. Slingshot Investments California Broker License #02002790. All loans are subject to borrowers and underlying collateral meeting Slingshot Investments’ current underwriting criteria. Nationwide except in AK, AZ, MN, ND, NV, OR, SD VT. Information, rates, and pricing are subject to change without prior notice.

AAPL-MemberEmblem-color
  • Home
  • Loan Products
  • Brokers
  • Resources
  • Get Started
  • Contact

© 2026, Slingshot Investments. All Rights Reserved.

GoDaddy Web Design
GoDaddy Web Design
Scroll To Top